Change is inevitable. We change things almost daily, from our wardrobe to our meal choices to the activities we to enjoy on the weekend. But how about where we live and spend most of our time? Your home was the perfect havn when you bought it. But how about now? We’ve listed our 5 key areas that are worth weighing up to check if your home is still right for you…
Continue reading →Selling a Home
7 Home Organizing Mistakes Most People Make—and How To Avoid Them
Achieving an organized home tops the list of common New Year’s resolutions among homeowners and renters alike—but it’s also one of the hardest goals to accomplish and maintain in the long run.
Continue reading →Going Through A Divorce? Protect your Credit
Divorces are challenging as there’s a lot to think about in a short amount of time, usually under pressure. And while handling finances is often at the forefront of the discussions related to the separation of assets, unfortunately, managing and maintaining personal credit can be swept aside to deal with later.
Continue reading →Selling Your Property? Let’s Talk
If you’ve been thinking about selling your existing property, for whatever reason, it would be in your best interest to connect with an independent mortgage professional before calling your real estate agent or listing it yourself. And while talking with your mortgage professional might not sound like the most logical place to start, here are a few scenarios that explain why it makes the most sense.
Continue reading →BCREA – Helping Homeowners and Buyers Navigate New Federal Tax Changes
The federal government is introducing new tax changes that may impact homeowners and potential homebuyers beginning January 1, 2023. Here’s what you need to know.
Continue reading →Reposition Your Debts Through Mortgage Financing
If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have.
Continue reading →REBGV – BC government introduces “cooling off” period for home sales
On July 21, the provincial government introduced a home buyer protection period, the details of which are outlined in a new regulation that allows home buyers to back out of a residential purchase up to three business days after signing a contract.
Continue reading →3 Questions To Ask Yourself Before Listing Your Home!
Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself; and have answers to, before taking that step.
Continue reading →2022 Federal Budget and Real Estate from Spagnuolo Lawyers
The federal budget promises $10 billion to make housing more affordable. Measures include tax credits for a variety of items, but the big ones, at least to me are:
Continue reading →Mortgage Advice to Help You Through a Separation
With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a quick list of things to consider.
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